Please carefully read all the terms and conditions of this contract detailed below before purchasing the Stock Market For Investing Financial Independence & Retiring Early (FIRE) course with Our Rich Journey LLC (hereinafter, “Company”). For and in consideration for being permitted to enroll in the Our Rich Journey course you have selected with Company (the “Course”), you (the buyer, hereinafter, “You”) agree to accept and be bound by the terms and conditions set forth herein.
NON-TRANSFERABILITY. Your right to enroll and take the Course is not transferable. Any password or right given to you to obtain information is not transferable. You shall not solicit, sell, offer, redeem, or otherwise provide or transfer the Course to any person or entity.
COMPANY IS NOT A FINANCIAL ADVISOR. Company’s Course will consist of Company providing educational information on investing in the stock market, including but not limited to educational information related to: an investing introduction and overview, steps to take before you begin investing, starting with a goal & achieving FIRE, stock market history, investing mentality, overview of investment accounts, types of investment fees, picking a brokerage company, opening a brokerage account, funding your brokerage account, automating investments, order of investing, types of investments, asset allocation & optimal returns, researching investments, lump sum investing vs. dollar cost averaging, rebalancing, investing mistakes to avoid, dealing with recessions and bear markets, putting it all together, and continuing education. Company, including its officers, members, agents, contractors, employees, and other representatives (each a “company party” and collectively, the “Company Parties”) is not in the business of dispensing legal, accounting, tax, investment advice, or other professional services. While Company’s Course focuses on investing, you understand that Company’s Course does not instruct you to make specific investments, to invest in specific accounts, to invest with a specific brokerage company, or to take any other specific acts with regards to investing. A competent professional’s service should be sought if you need expert assistance in areas that include investment, legal, tax, or accounting advice. You understand that you retain discretion over and responsibility for the implementation of any decisions relating to your investments and your investment plan. You are free to accept or reject any educational information provided from Company and Company Parties.
WAIVER OF LIABILITY AND RELEASE. YOU ACKNOWLEDGE AND AGREE THAT IN NO EVENT SHALL COMPANY AND/OR ANY COMPANY PARTIES BE LIABLE OR RESPONSIBLE FOR ANY LOSSES OR LIABILITIES ARISING OUT OF YOUR ENROLLMENT OR PARTICIPATION IN THE COURSE. YOU UNDERSTAND THAT COMPANY DOES NOT WARRANT OR GUARANTEE ANY PARTICULAR SUCCESS WITH YOUR INVESTMENTS OR YOUR INVESTMENT PLAN; COMPANY DOES NOT WARRANT OR GUARANTEE ANY PARTICULAR LEVEL OF ACCOUNT PERFORMANCE; AND COMPANY DOES NOT WARRANT OR GUARANTEE THAT YOUR RETIREMENT OR OTHER INVESTMENT ACCOUNTS WILL BE PROFITABLE OVER TIME. NOT EVERY INVESTMENT ACTION THAT YOU TAKE WILL BE PROFITABLE. YOU ASSUME ALL MARKET RISK INVOLVED IN THE INVESTMENT OF ASSETS AND UNDERSTAND THAT INVESTMENT SUCCESS IS SUBJECT TO VARIOUS MARKET, CURRENCY, ECONOMIC, POLITICAL AND BUSINESS RISKS. IN CONSIDERATION FOR BEING ABLE TO ENROLL IN THE COURSE, YOU VOLUNTARILY ASSUME FULL RESPONSIBILITY FOR AND HEREBY RELEASE, WAIVE, DISCHARGE, HOLD HARMLESS, AND COVENANT NOT TO SUE COMPANY OR COMPANY PARTIES FOR ANY AND ALL CLAIMS, DEMANDS, ACTIONS, CAUSES OF ACTION, AND/OR LOSSES (INCLUDING BUT NOT LIMITED TO ANY EXEMPLARY, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR OTHER DAMAGES, MEDICAL EXPENSES, LOST WAGES/INCOME, LOSS OF SERVICES, LOST PROFITS, PROPERTY DAMAGE, PAIN, ILLNESS, AND DEATH) WHATSOEVER ARISING OUT OF OR IN ANY WAY RELATED TO YOUR PARTICIPATION IN THE COURSE AND/OR ANY ACTIVITIES CONDUCTED IN CONNECTION THEREWITH, REGARDLESS OF WHETHER SUCH LIABILITIES ARE CAUSED BY THE NEGLIGENCE OF ANY COMPANY PARTIES OR OTHERWISE, AND REGARDLESS OF WHETHER SUCH LIABILITY ARISES IN TORT, CONTRACT, STRICT LIABILITY, OR OTHERWISE, EVEN IF ANY COMPANY PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH LIABILITIES, TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW.
BINDING EFFECT. It is your express intent that this Agreement shall bind the members of your family and spouse, if you are alive, and your heirs, assigns and personal representatives, if you are deceased, and shall be deemed as a RELEASE, WAIVER, DISCHARGE, AND COVENANT NOT TO SUE any of the Company Parties.
CHOICE OF LAW AND JURISDICTION. You agree that this Agreement shall be governed by the laws of the State of California, that any mediation, suit, or other proceeding must be filed or entered solely and exclusively in the state of California and that the federal or state courts located in California and any courts of appeal therefrom shall have sole and exclusive jurisdiction to settle any dispute arising under or in connection with this Agreement (including any disputes as to this Agreement’s existence or validity). You waive any objection (on the grounds of lack of jurisdiction, forum non conveniens, or otherwise) to the exercise of jurisdiction by such courts.
INTERPRETATION. You acknowledge and agree that this Agreement, including the releases and waivers of liability herein, are intended to be as broad and inclusive as permitted by applicable law.
SEVERABILITY. If any portion(s) of this document is/are held by a court of competent jurisdiction to be unlawful, invalid, or unenforceable, such portion(s) shall be interpreted and/or reformed without further action of the parties hereto to render them valid and enforceable when applied to the facts at issue and the lawfulness, validity, and enforceability of such provision(s) as applied to any other facts, and the lawfulness, validity, or enforceability of the remaining provisions of this Agreement shall in no way be affected or impaired thereby.
YOUR ACCEPTANCE OF THESE TERMS. YOU ACKNOWLEDGE THAT THIS IS A CONSENT, RELEASE OF LIABILITY, AND A WAIVER OF YOUR LEGAL RIGHT TO COLLECT DAMAGES IN THE EVENT OF ANY LOSS (INCLUDING BUT NOT LIMITED TO ANY EXEMPLARY, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR OTHER DAMAGES, MEDICAL EXPENSES, LOST WAGES/INCOME, LOSS OF SERVICES, LOST PROFITS, PROPERTY DAMAGE, PAIN, ILLNESS, AND DEATH) OR ANY OTHER LIABILITY, WHICH CREATES A CONTRACT BETWEEN YOU AND COMPANY. BY ENROLLING IN THE COURSE, IT IS YOUR INTENTION TO EXPRESSLY ASSUME ALL RISK OF PERSONAL INJURY, DEATH, PROPERTY DAMAGE, FINANCIAL DAMAGE, AND ANY OTHER LIABILITY UPON YOURSELF, TO THE EXCLUSION OF COMPANY AND ALL COMPANY PARTIES, AND TO EXEMPT COMPANY AND ALL COMPANY PARTIES FROM LIABILITY FOR, PERSONAL INJURY, PROPERTY DAMAGE, FINANCIAL DAMAGE, DEATH, OR ANY OTHER LIABILITIES.
By enrolling in the Course, you signify your acceptance of the terms in this Agreement. If you do not agree to these terms, do not enroll in the Course. Your continued enrollment in the Course following the posting of changes to these terms will be deemed your acceptance of those changes.
ENTIRE AGREEMENT. This Agreement constitutes the entire agreement between you and Company, and supersedes any prior agreement, regarding the subject matter herein. You acknowledge and represent that no oral representations, statements, or inducements, apart from those set forth herein, have been made to you by any Company Party